Cloudcode USSD Gateway
A telco-integrated gateway allowing customers without smartphones to access services. It provides menu-driven transactions over GSM networks, integrated with banks via secure APIs. The USSD gateway ensures inclusivity for rural communities.
Accessible USSD Gateway for PNG Communities
The Cloudcode USSD Gateway connects businesses, banks, mobile network operators, and government services with customers who don’t have smartphones or internet access. Through simple *shortcodes*, users can check balances, make payments, access services, and receive notifications — all on basic feature phones. Built for inclusion, Cloudcode USSD Gateway ensures no one is left behind in Papua New Guinea’s digital transformation.
What You Get
- Universal Access: Works on any GSM phone without the need for mobile data or apps.
- Financial Inclusion: Enables rural and unbanked communities to access digital payments and services.
- Banking & Government Ready: Supports integration with banks, wallets, utilities, and government systems.
- Customizable Menus: Design interactive service menus tailored to your organization’s needs.
- Real-Time Transactions: Secure connections to core banking, ERP, and MIS systems.
- Affordable & Scalable: Built to handle high transaction volumes at low operating cost.
System Features
Core Features
- Interactive menus: Multi-level service menus accessible via USSD shortcodes (*123# style).
- Session-based transactions: Real-time, secure communication between users and systems.
- Multi-language support: Configurable menus in English, Tok Pisin, and local languages.
- Notifications: Push confirmations via SMS after transactions.
- Offline-ready: Works in low-connectivity regions where internet is unavailable.
Banking & Payments
- Balance inquiries: Customers can check account balances instantly.
- Transfers: Peer-to-peer money transfers via USSD commands.
- Payments: Utility bills, school fees, and merchant payments.
- Wallet top-ups: Cash-in and cash-out with agent networks.
- Security: PIN-based authentication and encrypted sessions.
Government & Enterprise Services
- e-Government access: Citizens can pay fees, check application statuses, or request services via USSD.
- Enterprise integration: Extend ERP and MIS services (e.g., HR leave requests, payroll inquiries).
- Telco integration: USSD shortcodes deployed across mobile operators in PNG.
- Notifications: Confirmation of permits, licenses, or other official services via SMS.
- Transparency: Secure audit logs for all citizen and business transactions.
Security & Compliance
- PIN & OTP authentication: Protect customer sessions with PIN codes or SMS one-time passwords.
- Encryption: All USSD traffic encrypted in transit to backend systems.
- Audit logs: Full visibility for regulators and financial institutions.
- AML/CFT alignment: Anti-money laundering and financial monitoring compliance.
- Data privacy: Built in compliance with PNG data protection guidelines.
Integration & APIs
- Banking APIs: Direct integration with core banking systems and mobile wallets.
- ERP/MIS connectors: Enable staff, suppliers, or customers to interact with enterprise systems.
- Third-party APIs: Support for utilities, insurance, education, and telco services.
- Flexible deployment: Cloud-hosted or on-premises deployment models.
- High availability: Carrier-grade reliability with clustering and failover.
Extend Digital Services to Every Papua New Guinean
With the Cloudcode USSD Gateway, you can reach customers in rural areas, unbanked communities, and those without smartphones — providing secure access to payments, banking, and government services for all.
