Seamless Internet Payment Gateway for PNG Businesses
The Cloudcode Internet Payment Gateway (IPG) enables businesses, SMEs, and government agencies in Papua New Guinea to securely accept online payments through websites, mobile apps, and e-commerce platforms. Built to global standards, Cloudcode IPG supports multi-currency transactions, subscriptions, and instant e-receipting — helping your business grow with confidence in the digital economy.
What You Get
- Online Payment Acceptance: Accept Visa, Mastercard, BSP Pay, Mobile Money, and EFTPOS online.
- Multi-Currency Support: Process payments in PGK and other international currencies.
- Subscription & Recurring Billing: Automate school fees, utilities, and membership payments.
- Instant E-Receipting: Digital receipts delivered instantly via email and SMS.
- Integration Ready: APIs and plugins for e-commerce, ERP, and custom applications.
- PCI DSS Compliant: Meets the highest global standards for payment security.
System Features
Online Payment Channels
- Card payments: Visa, Mastercard, and UnionPay support.
- Local payments: BSP Pay and Mobile Money integration for PNG customers.
- EFTPOS online: Secure connections to PNG’s local EFTPOS systems.
- QR payments: Scan-to-pay QR functionality for mobile-friendly checkouts.
- Subscriptions: Automated recurring billing with flexible frequency.
Security & Fraud Prevention
- PCI DSS compliance: Certified to handle cardholder data securely.
- 3D Secure 2.0: Strong authentication for online card transactions.
- Encryption: End-to-end TLS 1.3 encryption for all payment data.
- Tokenization: Replace sensitive card data with secure tokens.
- Fraud monitoring: AI-powered fraud detection and rule-based alerts.
Merchant Portal & Reporting
- Real-time tracking: Monitor transactions, settlements, and refunds instantly.
- Custom reports: Generate financial and operational reports on demand.
- Settlement management: Daily reconciliation with PNG banks.
- Dispute resolution: Built-in workflows for refunds and chargebacks.
- Export options: PDF, CSV, and API data feeds for accounting systems.
Integration & APIs
- E-commerce plugins: Ready-made integrations for WooCommerce, Magento, and Shopify.
- Custom integrations: RESTful APIs for ERP, MIS, and enterprise platforms.
- Mobile SDKs: Add payment functionality directly into Android and iOS apps.
- Developer sandbox: Test transactions in a safe environment before going live.
- Webhook support: Automate notifications, order fulfillment, and accounting entries.
Performance & Reliability
- High availability: 99.9% uptime SLA with redundancy and failover.
- Low latency: Optimized payment routing for fast approvals.
- Scalable infrastructure: Cloud-native design to handle growing transaction volumes.
- Load balancing: Distributes traffic for uninterrupted service.
- Monitoring: 24/7 monitoring with proactive alerts and incident response.
Compliance & Governance
- AML/CFT controls: Anti-money laundering and counter-terrorism financing compliance.
- KYC workflows: Identity verification for businesses and customers.
- Audit-ready: Immutable transaction logs for regulators and auditors.
- Data residency: Compliance with PNG and international data protection standards.
- Regulatory alignment: Built to meet Central Bank of PNG payment directives.
Enable Secure Online Payments with Cloudcode IPG
Grow your business with a trusted Internet Payment Gateway designed for Papua New Guinea. From e-commerce to government portals, Cloudcode IPG provides the secure, scalable, and compliant platform you need to succeed online.
